Banknotes

By: Brent Landrum, Personal Banking Specialist

The leaves are beginning to fall, the weather's beginning to chill, and the days are beginning to feel a bit shorter – we must be heading toward Halloween, the spookiest time of the year! And for some, using new banking technology can be every bit as scary as the frights provided by ghosts, ghouls, and goblins. But it doesn't have to be! We're here to turn on the lights to prove that these modern tools are nothing to fear, and can, in fact, make your banking experience much more convenient.

By: Brent Landrum, Personal Banking Specialist 

Graduating from college can be both an exciting and nerve-racking experience. The euphoria you feel upon receiving that hard-earned degree can quickly give way to the harsh reality of student loans and real-world expenses. What you do with your finances upon graduation is extremely important. Think about these three things as you prepare.

By: Jeff Ellestad, Treasury Management Sales Officer

Per a 2017 survey commissioned by the American Bankers Association, two-thirds of Americans use mobile or online banking as the primary means of accessing their accounts, leaning heavily on smartphones and computers to pull up their bank information. Not surprisingly, perhaps, both devices are popular targets for online fraudsters itching to pilfer people’s personal data.

By: Brent Landrum, Personal Banking Specialist

With winter showing no mercy this year, many Wisconsinites will try to seek refuge in warmer climates over spring break. State Bank of Cross Plains wants to help you access your money safely and conveniently while away from home.

Tips for non-techies to make the change to a digital wallet

By: Derek Tranel, Retail Service Manager-SBCP Verona

We’ve all been there….that moment when you realize you left your wallet in your other pants. Or the times you wish you didn’t have to carry your whole purse.

There’s definitely a convenience factor to digital payments using your smart phone, but did you know that it’s also a safer option in most cases?

By: Julie Zeimet, Deposit Operations Officer

There are many things to think about financially when sending a child off to college:

• Saving for college
• Loans
• Scholarships (#fingerscrossed)
• Filling out the FAFSA (financial aid)

However, one piece of the financial puzzle that often gets overlooked is how you will quickly and easily send money to your child when they are away from home – and their home bank.

One easy solution is a digital payment tool called Popmoney®.

Paying for stuff?  There’s an app for that…of course!

You may have heard that your smartphone now has the capability to serve as a payment device, reducing your need to carry a wallet or purse with you everywhere you go.

The two big questions?

1. Why would I want to use my smartphone to pay for stuff?
2. How do I make that happen?

Apple Pay, the safer way to pay. When you make a purchase, Apple Pay uses a device-specific number and unique transaction code. So your card number is never stored on your device or our servers, and when you pay, your card numbers are never shared by Apple with merchants.

Used with permission from Security Card Services.

The mobile revolution is affecting consumers across the board, but its impact is especially evident among younger consumers. They are embracing mobile technology – and in many ways, they are leading that revolution.

Tips for using your phone at checkout:

Data breaches have become big news, with large retailers getting hacked for customer information like credit card numbers.

The good news is that thanks to new technologies like credit card chip readers and payment apps on your smart phone, your credit card information is safer than ever.

The real concern for many people: How do you use all this stuff???