Banknotes, State Bank of Cross Plains Blog, Bank and Financial Blog

Small Business Basics: Tips to Avoid Growing Pains

Spring Cleaning Your Finances

Coronavirus & The Markets

Don't Settle: Is Your Business's Bank Providing Headaches Or Solutions?

Core Elements Of A Sound Financial Plan

The Value Of Insuring A Key Employee

Five Easy Steps To Create Your Retirement Paycheck

A Primer On Fraud For Business Owners

Is It Time For A Mortgage Check-Up?

Succession Planning: Your Business Banker Can Help You Prepare

When It Comes To Saving For Retirement, There's No Better Time To Start Than Now

Five Ways To Get More Out Of Your Banking Relationship

Scam Watch: Fake Checks

SECURE Act Considerations For Retirement-Plan Sponsors

The Value Of A Full-Banking Relationship

Retirement Savings: What's a Self-Employed Person To Do?

Tips For Women Who Have Their Sights Set On The C-Suite

The SECURE Act Passed ... Now What?

What The Year That Was Means For The Year To Come

Plan for Success

Identify And Shut Down Social Security Scammers

Strong Relationships Keep Your Business's Engine Running

Planning To Retire In 2020?

Banking Tools For Every Business's Toolkit

Preparing For Retirement: A Checklist By Decade

Business Income: Begin With The End In Mind

Overcoming Financing Challenges with Contractors

End The Year On A High Note

In Working With a Financial Advisor, It Pays to Start Early

Set Yourself Up For Financial Success In 2020

Three Important Things Every Business Owner Should Plan For

Avoid Open Enrollment Scams

Helping Small Business Finance Large Projects

What The SECURE Act Could Mean For You

Who Keeps The House?

Tips For Avoiding The High Cost Of Attrition

Make The Most Of Your Online Banking Experience

It's Not Personal, It's Strictly Business

Don't Let Fraud Ruin Your Holidays

Essential Principles of Customer Engagement

Big Life Changes = Time To Review Beneficiaries!

Making Business Easier: Long-Term Fixed Rate Commercial Loans

For Commercial Appraisals, It Pays To Stay Local

Have You Checked Your Attitude Lately?

How To Identify Debt-Collection Scams

Beyond The Balance Sheet

There's Nothing Spooky About Our New Technology

Analytics: It's All About Optimization

Make Success A Habit

Four Simple Steps To Ensure A Successful Retirement

Grab And Hold Your Clients' Attention

Weighing Your Options In A Changing Rate Environment

What A Ride!

Business Is A Team Game

Tips For Taking Advantage Of A Market Correction

How To Prevent Fraud At The Register

Check With Your Bank Before Jumping Into The Tank

How to Better Manage Your Working Capital

Explaining The Basis Of Inherited Real Estate

Safeguard Your Business Against Check Fraud

Information On The Capital One Data Breach

Look Before You Leap: Retirement Isn't For Everyone!

Back-to-School Financial Advice For Parents And Students

How to Encourage an Entrepreneurial Mindset

Economic Outlook: Are These the Summer Doldrums?

Estate Planning: Why Bother?

Please, Come Work For Me!

Knowledge Is Power: How To Identify And Defend Against Scams

Checking In On Business Trends & Predictions For 2019 – Part II

Notifi Alert System Goes Live

2019 Planting Season Proving Importance of Crop Insurance

Payroll Fraud Is On The Rise

Life Planning Strategies (and Challenges) for Singles Without Children

Investing In The Future: Qualified Opportunity Zones

The Benefits Package, Reconsidered

Is Now The Right Time To Refinance?

Checking In On Business Trends & Predictions For 2019 – Part I

Preventing Elder Financial Exploitation

How Community Banking Works (With Your Money)

The Essential Components Of A Sound Estate Plan

Tips to Keep Your Child Safe Online

Protect Your Debit Card From Fraudsters

Reputation Is Everything!

A Primer On HELOCs

Don't Put All Your (Nest) Eggs In One Basket

Now Is The Time To Get Pre-Approved For A Mortgage Loan

There Is Something Special Going On In Wisconsin

Your Operating Line Of Credit Should Be "Just Right"

The Power of Great Conversations

Interactive Teller Machines: Not As Scary As You Might Think!

You Can't Have Everything ... Where Would You Put It?

This Tax Season, Protect Yourself from IRS Imposter Scams

State Bank of Cross Plains To Merge With Union Bank & Trust Company This Spring

Just How Good Is Your Company's 401(k) Plan?

Back To Basics: Diversification And Asset Allocation

College Planning: Getting In Front Of Your Finances After Graduation

Smartphone Or Computer: Which Is Safer?

Avoid Financial Road Bumps When Traveling

Errors On Your Credit Report Could Be Costing You Money

Succession: Both An Art and A Science

Tax Identity Theft

Get Organized in 2019 to Become Financially Fit

Don't Be a Money Mule: FBI Joins Campaign to Stop Money Mules

Challenging Years – A Look Back and Ahead

Retirement Contribution Limit Changes and the Race to the Finish Line

Is Your Business Paying the Price for Fraud?

5 Reasons You Need a Business Valuation

Top 10 Home Discount Days

College Planning: Is Less-Expensive Tuition On Your Holiday Wish List?

9 Tips To Avoid Credit Card Fraud This Holiday Season

Don't Be a Money Mule

Gatekeeper or Trusted Resource?

SBA Disaster Loans

Buy-Sell Agreements ... Executing On The Back-End

Telemarketing Fraud

Avoid These Critical 401(k) Investing Errors

Your Holiday Shopping Money May Already Be in Your Wallet

College Planning: Application Deadlines Matter

Online Bill Pay: Paying Bills Is Now Faster, Safer, and Cheaper

Busting Myths and Misunderstandings About Reverse Mortgages

Phone Scams

Before Disaster Strikes

Five Things Every Adult Child Should Know About Money

Free Credit Freezes Are Here

Customer Engagement = Improved Retention and Higher Profits

College Planning: Tips for Managing Multiple Children Going to College

Help! I Need A Business Loan – How To Prepare

Creating An Investment Portfolio

Credit Sense FAQ

Estate Planning Gets Complicated For Business Owners

College Planning: Money Management Tips for College Students

Our Website Address Has Changed To SBCP.bank

Is Local Important In Mortgage Financing?

Free Money: Make Tax Reform Work For You

Mobile Banking: Bank Safe, Bank Simple.

How Did My Card Get Compromised?

Getting Started: Establishing A Financial Safety Net

College Planning: Should Your Kids Pay Their Own Way?

Buying A Home: Don't Just Focus On Fast And Easy

SBCP Website Address Will Change from CrossPlainsBank.com To SBCP.bank

Where Are All The Employees You Need?

Lay The Groundwork Before You Give Up The Reins

Free Credit Freezes Are Coming Soon

Spinning Wheels – A Mid-Year Investment Review

5 Questions to Ask Before Starting a Business

College Planning: It's All About Tuition

4 Down Payment Myths

The Steps Before Your Next Step

Grow Your Business by Leveraging Pull Strategy

Phishing – A Reminder for a Long Time Threat

Buckle Up, Retirees

Sideways: April Market Recap

College Planning: Deciphering Your Financial Aid Package

A New Twist On the 504 Program

Buying Bonds: Decisions, Decisions, Decisions!

How Much for a Foosball Table?

FTC Scam Alert: Access To Your Computer

Small Business Owners vs. Lenders: Seeking Out the Right Partner

Homeownership Creates Wealth

Say Hello to the Digital Wallet: Are You Ready to Try It?

Food Pantries Need More Than Food

New Medicare Cards Coming Soon

My Kids’ Education or My Retirement: What’s More Important?

Budget for Transition: A Financial Checklist for Smart Succession Planning

Volatility: Back to Normal!

Five Levers of Customer Experience

Two Roads to Business Capital: Raise or Borrow

With Mortgage Interest Rates on the Rise, Is an ARM Right for You?

Business Owners: It’s A Seller’s Market!

Scam Alert: Watch Out for Erroneous Refunds

Is A Bridge Loan A Viable Option in Today’s Seller’s Market?

Tips While Traveling Abroad: Using Your Debit or Credit Card

Interest Rates are on the Rise: Is Now a Good Time to Borrow?

Plan for the Unexpected in Retirement

2018 Tax Reforms: Pass-Through Corporation or C-Corp?

We're Movin' On Up to the East Side

Taxpayer Guide to Identity Theft

How Does The New Tax Law Affect Home Equity Loans?

When (& How) to Leave Assets to Your Heirs

How to Maximize Your Credit Score

Annual Market Review 2017

Do Your Customers Know If They Are Being Well Served?

The SBA 504 Loan Program: A Shiny Tool in the Financing Ideas Toolbelt

What Does Debt-to-Income Ratio Mean?

Will Your Business Survive Your Death or Disability?

Shortage of Workers + DACA

Worst Scams of 2017 - Top 10

7 Deadly Sins of Retirement

Best New Year’s Resolution – Beware of the “Free Trial”

FBI Reports Surge in Payments Fraud Through Business Email Scams

Starting Your Franchise: Steps for Financing

Retirement Drawbacks: Look Before You Leap!

Focus On What You Can Control

9 Tips To Avoid Card Fraud This Holiday Season

What Are Buyers Looking For?

Steps to Take After a Loved One Passes

'Tis The Season: Beware of Holiday Scams

What Is a Home Equity Conversion Mortgage?

Are Digital Wallets Too Technical For You?

Getting the Most Out of Your Business VISA with Supplier Locator

10 Things You Can Do to Avoid Fraud

Relationship Banking: The Difference Between Selling and Solving

What Is Private Mortgage Insurance?

Leveraging Social Media For Your Business

Preparing to Apply for a Home Mortgage Pre-Approval

Is Your Sales Team Drowning in Work?

Client Relationships: 11 Signs of Danger

Retirement Plan Considerations at Different Stages of Life

Rx for CapX – Part III

Help Is On the Way For Those Seeking to Purchase a Home

Short-Term Contingency Planning

Time Is Money and Cash(flow) Is King

Rx for CapX – Part II

Charity Scam

CardValet Gives You The Power To Protect Against Credit And Debit Card Fraud

What Type of Estate Plan is Best

10 Years and Counting: Points to Consider as You Approach Retirement

Equifax Phone Scam

Equifax Data Breach

POPmoney Quiz: Sending Money to Your College Kid Is as Easy as Sending a Text

Smishing Is the New Phishing

Pre-Qualified or Pre-Approved: Preparation Is Key in a Seller’s Market

Small Business Basics: What Lenders Look For When Lending to Small Businesses

The Right Email Messaging Can Help You Get Paid On Time

Peace Of Mind: Estate Planning

Positioning Your Income/Assets to Enhance Financial Aid Eligibility

Rx for CapX – Part I

Building vs. Buying An Existing Home In The Current Housing Market

Build or Buy? Financing Considerations for Commercial Property Investors

Internet Credit Card Fraud – How to Mitigate Chargebacks

Pros and Cons of Leasing vs. Buying Business Equipment

Recognize and Prevent Phone And Internet Scams

IRS Phone Scam – Another Variation

Retirement Plans for Small Business

Healthcare Planning

Women: Planning for the Financial Impact of Children

Benefits and Setup for Android Pay and Samsung Pay

Protecting Your Identity While Travelling

Steps to Estate Planning Success

Benefits and Setup for Apple Pay

Businesses: What type of financing do you really need?

Business Succession Planning

Is Your Bank Simply an Investor in Your Business When It Should Be a Partner?

Settling an Estate

Elder Abuse (Financial)

What Is SBA Lending And Is It Right for You?

How fraudsters are using Force Sale transactions to commit fraud

The Ins & Outs of Financing a Business Expansion

Not Impossible: Saving for College

3 Tips for Choosing a Credit Card

Tech Support Scams

Choosing the Right Retirement Plan for a Small Business

What Community Banking Means to Me... and to You

Understanding the Emerging Omniconsumer

3 Ways to Win with Charitable Giving

Not Sure Who to Trust? Tips for recognizing a scam

Estate Planning: The Importance of Asset Titling

A Look at Generosity

Saving vs. Spending: Tips for Knowing When to Do Each

4 Ways to Successfully Transfer Wealth to the Next Generation

10 Tips to Protect Your Electronic Devices

5 Easy, Low Tech Ways to Protect Against Cyber Fraud

Planning for SUCCESS(ion)

DEBT Is Not Just a Four-Letter Word

Buying a Business from a Baby Boomer!

What is a digital wallet?

Tax Tips and Planning

NOW Is A Good Time To Buy A Home

Cutting the Fat: Make the Most of Your 2017 Budget

Watch Your Pennies...

Investing in Bonds

Take Advantage of State Bank’s Treasury Management Resources

2017 Checklist: Get Your Financial House in Order

Is Leasing Equipment a Good Option in a Rising Interest Rate Environment?

Save time - any time - with electronic banking tools

How to Know the Timing is Right to Refinance Your Home

Integrating online services into your business bookkeeping