Banknotes

Whether you currently have extra time to complete a home improvement project or the recent economic challenges have taken a toll on your family budget, many people are looking for immediate cash these days.

Could a cash-out refinance be the solution?

Thomas Edison famously said, “The three great essentials to achieving anything worthwhile are: hard work, stick-to-itiveness, and common sense.” These essentials are present throughout the writings of financial author David Bach, best known for his Finish Rich and Automatic Millionaire book series.

Launching a business takes courage. Ensuring its success requires something more – namely, capital. One of the most significant challenges that business owners across the wide spectrum of commerce encounter is determining the best way to obtain the funds needed to sustain growth.

Please note that, while monetary issues and considerations pale in comparison to the human toll that the coronavirus pandemic has taken, this commentary addresses the investment impact the virus has had – and is having – on the markets. We feel for and wish those having to face the effects of the virus the best of luck and a speedy recovery.  

Every craftsman knows there are multitudes of ways to construct a beautiful piece of furniture – and as many considerations to make in so doing. The same holds true for commercial financing: there are plenty of different means of achieving the same outcome; the challenge often lies in determining the best one for each individual client.

The following post is brought to you by our card partner, Visa.

Cybercriminals are counting on us to be distracted and let our guard down. If we do, they can trick us into handing over our personal or financial information using one of their favorite tactics – phishing.

As safer-at-home policies continue to reshape the American lifestyle and force us to adapt to the current environment, there are luckily systems in place to accommodate this new way of life. The State Bank of Cross Plains has flexible and convenient tools available for both business and consumers to continue to operate and handle their banking needs from home.

We hope you are staying safe and encourage you to use this time for “spring cleaning” of your estate and financial plans! During these unprecedented times, many of us are staying home more often and finding ourselves with extra time on our hands. Now, more than ever, it is important to make sure the many aspects of our financial futures are in order.

Over the last few weeks, our everyday normal has been turned upside down with more and more people beginning to feel financial strain. Too many aspects of our lives contain uncertainty right now. Consider these tips to help you create some stability within your finances.

One unfortunate result of the current environment is an increase in fraud attempts. Scammers prey on our fears and desire for information surrounding the novel coronavirus pandemic. Businesses can be especially susceptible because there are more points of entry into your system (employees) and generally have bigger bank accounts.